Help for homeowners, landlords and tenants

We hope firstly you and your family are safe and well during these most difficult of times.


As an estate agency, we would like to make you aware of some important information regarding the property market during the time of this Covid-19 crises facing the country.


Residential mortgage payment holiday

Homeowners impacted by Coronavirus will be able to get a 3 month payment holiday on their mortgage. 


Interest will continue to accrue as normal on your mortgage so will be added to the total sum you owe but critically you will not have to pay any mortgage payments over the next 3 months.


How do I apply and will affect my credit rating?

There is a fast track system that lenders operate, you will be able to self-certify that you need help.


You will not be expected to prove that your finances have suffered as a result of the Coronavirus, and while usually you would need to prove your finances have suffered as a result, this condition will be waived during these exceptional times.


Normally this route of requesting a payment holiday would be recorded on credit scores, but again we are in exceptional times, and UK Finance have already said that credit scores will not be affected.


Landlords and Tenants

The Government have also announced that landlords will get a 3 month payment holiday for buy to let mortgage payments and it is expected that they would utilise this in conjunction with tenants struggling to pay rent as a result of Coronavirus.


Housing Secretary Robert Jenrick MP stated: “We are in extraordinary times and renters and landlords alike are worried about paying their rent and mortgage. 


“The last thing anyone needs to worry about at a time like this is losing their home.


“The government is clear – no renter who has lost income to coronavirus will be forced out of their home, nor will any landlord be left with unmanageable debts.


“These changes will protect both renters and landlords ensuring everyone gets the support they need.”


In line with this, the information on the government website is clear and in line with the above information looks to landlords and tenants to work together to organise payment terms for anyone affected by Coronavirus.  From


Emergency legislation will be taken forward as an urgent priority so that landlords will not be able to start proceedings to evict tenants for at least a 3 month period. As a result of these measures, no renters in private or social accommodation needs to be concerned about the threat of eviction.

The government will also issue guidance which asks landlords to show compassion and to allow tenants who are affected by this to remain in their homes wherever possible. The National Housing Federation and Local Government Association have welcomed the new support for social renters and made clear that no one should be evicted because of the coronavirus.


 Go View London is open and available to consult on any of the above or any other matter you deem appropriate just now. 


Acton 020 8017 7950

Ealing 020 8992 0333

Help for homeowners, landlords and tenants

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